In accordance with Executive Order 14247, Modernizing Payments To and From America’s Bank Account, signed on March 25, 2025, the U.S. Department of the Treasury, in coordination with the Internal Revenue Service and other federal agencies, is advancing the transition to fully electronic federal payments. This policy shift includes phase out of paper tax refund checks beginning Sept. 30, 2025, to the extent permitted by law.
The purposes of EO 14247 are to defend against financial fraud and improper payments, increase efficiency, reduce costs, and enhance the security of federal payments. Paper checks are over 16 times more likely to be lost, stolen, altered, or delayed than electronic payments. Direct deposit also avoids the possibility that a refund check could be returned to the IRS as undeliverable.
Tax returns with refunds that do not include direct deposit information will trigger a CP53E letter from the IRS requesting bank account information. If the information has not been provided after 30 days a paper check will be issued 6 weeks later.
As such we recommend everyone provide direct deposit information at their appointment or when dropping off their return.
Adams, Moore, and Adams, LLC. 